
About / Our Team / Dave Garcia

Phone: (619) 937-0170
David Carucci, United Cerebal Palsy of San Diego County
“Since we have been a client of Rancho Mesa, Dave Garcia and his staff have helped us here at UCP be better at managing our employee needs for safety training and injury awareness. They have on many occasions brought us new and innovative ways to manage our insurance costs, keep our staff safe and make certain that we are always in a position to point our efforts at what matters the most … serving persons with cerebral palsy and other disabilities and their families here in our community. In plain English, they are innovative, professional and they care!”
Bruce Neufeld, CFO, United Cerebral Palsy of San Diego County
"You think outside the box and come up with ways of improving and preventing issues from arising. You are the Best!"
Bruce Neufeld, CFO, United Cerebral Palsy of San Diego County
"The team you have built is top notch. Every interaction I have with your staff has immediate responses with accurate useful information."

"The Boys & Girls Club really helped shape me as an adult, in terms of being able to own and run a business, by all the traits I learned like leadership, competitiveness, honesty, integrity. They established a lot of those core values - through the Boys & Girls Club, right here in El Cajon." - Dave Garcia, President/CEO, Rancho Mesa Insurance Services, Inc.
David J. Garcia, AAI, CRIS
President & Chief Executive Officer
Dave and his wife Charlotte launched Rancho Mesa in 1998 under the philosophy of a Carl Samberg quote, "Nothing Happens Unless First a Dream." They envisioned that they could create an agency that offered innovative insurance solutions and unprecedented client services. In doing so, they hoped to protect the dreams of the clients they served.
Dave and Char also have a deep sense of community and believe strongly in giving back. Through their individual commitments and those of Rancho Mesa, they have supported a broad range of non-profits throughout San Diego. For ten years, Dave served on the Foundation Board of Family Health Centers of San Diego, one of the largest community clinics in the United States.
Recently, Dave and Char started their own family foundation, “ChangeOne.” Its focus will be to help change the lives of individuals and animals, one by one.
Experience
President / Chief Executive Officer, July 1998 - Present
Rancho Mesa Insurance Services, Inc.
Area Vice President, 1992 - 1998
Arthur J. Gallagher
Partner, 1987 - 1990
Pacific Insurance Agency
Sales Manager, 1981 - 1987
Xerox Corporation
Education
Bachelor of Science in Real Estate, 1981
San Diego State University, San Diego, CA
Designations
Accredited Adviser in Insurance (AAI)
Construction Risk Insurance Specialists (CRIS)
Associations & Organizations
Independent Insurance Agents and Brokers of America (IIABA)
President Advisory Councils (for several carriers)
About
Dave has a love of all sports, in particular baseball. His father was in professional baseball for 60 years managing both the California Angels and Cleveland Indians. Dave spent many summers traveling with is dad and living the baseball life.
After playing baseball in college, Dave enjoyed a brief career playing professional baseball for the New York Yankees. As his sons were growing up, he remained active in youth sports by coaching many of their baseball teams. One of his proudest memories is from 1995 when he started the Rancho San Diego Little League “Dawgs.” His vision gave the league an identity that is still in existence today.
His other interests include golf and enjoying his collection of "sipping" tequila's.
Podcast
