About / Our Team / Daniel Frazee
Phone: (619) 937-0172
John Peek, Peek Brothers Painting
“I have been with “Team” Rancho Mesa for close to 20 years.
As you can imagine, as a small business over that period of time, I have experienced ups and downs. I met Daniel Frazee back when I was with another broker. Dan was so conscientious and consistent with a helpful, “How can I serve” attitude in my painting industry association that, when the time came to switch brokers, it was a no brainer.
Through thick and thin and the ups and downs of navigating the choppy waters of workers comp and general liability, Rancho has been so helpful to me. Some brokers treat you like a hot potato when the going gets a little rough; but that has never been the case with Rancho Mesa. They are an integral part of my team.
Over the past few years, Daniel has handed me to Casey Craig. The transition has been seamless and Casey has been as attentive and as attentive as Daniel has always been.
The whole team is just “on it” Vickie on certs; Alyssa on making sure we are educated; Jim on helping me navigate workers comp and Kelsey on managing our account… all the folks are a real joy to work with.”
Don Martin, Mr.D's Construction Services
"We have been doing business with Rancho Mesa Insurance for the past 13 years. Daniel Frazee has been a pleasure to work with over the years. He and his knowledgeable staff have been very helpful to us and our business as we face the ever changing challenges of being a business owner in the state of California. The Fact that we have had a business relationship for this long is a testimony to their Honesty and Integrity. Their Commitment to customer service and the personal attention that we are given goes above and beyond what we could have ever expected. We Look forward to continuing the wonderful relationship that we have developed over the years."
Ernie Pearn, Cutting Edge Drywall
"Cutting Edge Drywall has been with Rancho Mesa Insurance since at least 2004. Prior to that, we dealt with several other Insurance companies and were just a customer. I have the utmost confidence in their ability to get us the best value. While price is important, Dan understands that value is a combination of price, service, and the quality and reputation of the insurance company. Dan has also helped us to better our safety by introducing us to a safety consultant and personal trainer which lowers our claims rate and makes us more marketable to the insurance companies. This level of service is top notch and what makes Rancho Mesa Insurance second to none!"
Michael M. Chism, President, Chism Brothers Painting
"One thing I have appreciated about Daniel is that does not take our business for granted! He has faithfully, every year taken the time to sit down with me to review, explain and update (up or down) our coverages. Perhaps the highlight of my relationship with Daniel was the time he arranged for me to have lunch with him and his father. What an honor!"
Jim Pierce, Apex Pacific, Inc.
"We can distill all of our dealings with Rancho Mesa Insurance Services into the following statement: they follow a faithful commitment to honesty, integrity and personable business relationships. All very real and very exceptional."
Daniel Frazee, ARM, CRIS
Executive Vice President
Daniel joined Rancho Mesa in February of 2000 as an Account Executive in the Property & Casualty department. He became a stockholder in the Agency and was named Vice President in 2004. In 2009, he was elected to the Board of Directors.
Daniel focuses primarily on trade and general contractors in the commercial and residential space. He also has experience with non-profit risks including private schools and colleges.
Experience
Vice President, 2004 - Present
Rancho Mesa Insurance Services, Inc.
Account Executive, February 2000 - 2004
Rancho Mesa Insurance Services, Inc.
Education
Bachelor of Arts in Political Science, 1992
Claremont McKenna College, Claremont, CA
Designations
Associate in Risk Management (ARM)
Construction Risk Insurance Specialists (CRIS)
Associations & Organizations
San Diego Yacht Club
About
A fourth generation San Diegan, Daniel attended Francis Parker School where he graduated in 1988. Daniel is a member of the San Diego Yacht Club and enjoys all things Chargers and Padres, golf, and our beautiful ocean. He resides in Point Loma with his wife Susan and their four children.
Podcast
Industry News
In the second episode of a special two-part series, Executive Vice President Daniel Frazee interviews Charles Stec, J.D., accomplished attorney at Lanak & Hanna, to advise construction companies on what to include in indemnification agreements.
In the first of a special two-part series, Construction Group Vice President Daniel Frazee and Landscape Group Vice President Drew Garcia, interview Charles Stec, J.D., accomplished attorney at Lanak and Hanna, to discuss how construction companies can best navigate subcontract agreements.
Author, Lauren Stumpf, Marketing & Media Communications Specialist, Rancho Mesa Insurance Services, Inc.
In a recent podcast episode, Daniel Frazee, Executive Vice President at Rancho Mesa, sat down with fellow Agency Principal Sam Clayton to explore a crucial topic in the realm of general liability insurance policies, the subcontractor warranty endorsement. This endorsement outlines essential requirements that contractors should pay close attention to when working with subcontractors.
Author, Lauren Stumpf, Marketing & Media Communications Specialist, Rancho Mesa Insurance Services, Inc.
In Episode 339 of Rancho Mesa’s StudioOne™ podcast, Vice President of the Construction Group Sam Clayton interviews Executive Vice President Daniel Frazee as they discuss the importance of Residential Exclusions in General Liability (GL) Policies for companies in the construction industry.
Author, Lauren Stumpf, Marketing & Media Communications Specialist, Rancho Mesa Insurance Services, Inc.
In Episode 315 of Rancho Mesa’s StudioOne™ podcast, Executive Vice President Daniel Frazee and Vice President of the Construction Group Sam Clayton discuss pollution liability, and why virtually all general liability policies exclude this coverage.
Author, Lauren Stumpf, Marketing & Media Communications Specialist, Rancho Mesa Insurance Services, Inc.
In Episode 315 of Rancho Mesa’s StudioOne™ podcast, Executive Vice President Daniel Frazee and Vice President of the Construction Group Sam Clayton discuss pollution liability, and why virtually all general liability policies exclude this coverage.
Author, Lauren Stumpf, Media Communications & Client Services Specialist, Rancho Mesa Insurance Services, Inc.
Two agency leaders within Rancho Mesa Insurance Services, Inc. made a special appearance in a recent episode of the StudioOne™ Safety & Risk Management Podcast. During episode 293, Executive Vice President Daniel Frazee and Vice President of the Construction Group Sam Clayton discussed the important forms and endorsements in general liability policies.
Author, Daniel Frazee, Executive Vice President, Rancho Mesa Insurance Services, Inc.
As a business or firm, you are most likely aware of many risks that come with construction projects. Whether it is meeting the terms of a contract, maintaining employee safety on the job site, or dealing with natural disasters, every project has its own set of hazards. If not managed, these risks can compromise your projects and prove fatal to your bottom line.
Author, Daniel Frazee, Executive Vice President, Rancho Mesa Insurance Services, Inc.
If you are reading this article, listening to our podcasts, and taking advantage of the meaningful risk management content we share weekly, you and your business likely find some degree of value in what is produced. While much of this content originates from our Media Communications Group, they, with other Rancho Mesa family members join together as the backbone of our operation.
Author, Daniel Frazee, Executive Vice President, Rancho Mesa Insurance Services, Inc.
As California business owners continue incurring costs as they work their way through the maze of ever-changing COVID-19 regulations and protocols, prioritizing critical elements of your internal safety program can directly lower your insurance costs. Refocusing on key areas below will help present an effective, detailed submission to the marketplace that will lead to talking points with an underwriter for schedule credits and ultimately, lower rates and premiums.
Author, Daniel Frazee, Executive Vice President, Rancho Mesa Insurance Services, Inc.
While business owners spend thousands of hours becoming experts in their own field, most know very little about the intricacies of purchasing commercial insurance. Consider exploring these topics further as you prepare for your upcoming renewal cycle.
Author, Daniel Frazee, Executive Vice President, Rancho Mesa Insurance Services, Inc.
In response to the COVID-19 pandemic and ensuing shelter in place restrictions, many non-essential businesses have been shuttered for several weeks. As those businesses deal with the massive revenue and employee losses, building owners must be cautioned to review their property policies closely for vacancy provisions and exclusions.
Author, Daniel Frazee, Executive Vice President, Rancho Mesa Insurance Services, Inc.
While costs associated with auto liability continue rising across the country, there are risks within existing fleet safety programs that often get overlooked. If your business allows employees to use personal vehicles to conduct business even just occasionally, you could be exposing your firm to considerably more risk.
Author, Daniel Frazee, Executive Vice President, Rancho Mesa Insurance Services, Inc.
A new California law, Assembly Bill 1805 (AB 1805), changes when employers are required to report serious workplace injuries to the California Division of Occupational Safety and Health (Cal/OSHA). The law now broadens the scope of what will be classified as a serious illness, injury or exposure. Many believe this change will increase the number of workplace accidents that will have to be reported in 2020.
Author, Daniel Frazee, Executive Vice President, Rancho Mesa Insurance Services, Inc.
Author, Jim Malone, Workers’ Compensation Claims Advocate, Rancho Mesa Insurance Services, Inc.
Subrogation crosses into many areas of the insurance world including workers compensation, general liability, property, and auto. As an employer, developing an effective Incident Investigation Plan is a key first step to managing the potential impacts of subrogation on your organization.
Author, Daniel Frazee, Executive Vice President, Rancho Mesa Insurance Services, Inc.
Claims happen. They come in all shapes and sizes, from all types of parties, and can cost your company in many different ways. An important aspect of managing the costs of risk start with gaining a clear understanding of your claims. Our clients are always looking to improve their bottom line. This article focuses on just one piece of the pie chart; workers compensation claims. Understanding the nuances of these cases can create measurable plans in the future to reduce frequency and severity of claims and ultimately lower your costs.
Author, Daniel Frazee, Executive Vice President, Rancho Mesa Insurance Services, Inc.
The very nature of the construction business creates risk; from injuries in the course of employment, damage to property, third party liability, etc. One important area that can be overlooked is equipment security. While there is simply no way to eliminate 100% of risk to equipment, there are several steps a contractor can take to initiate proper controls and minimize losses in this area.
Author, Daniel Frazee, Executive Vice President, Rancho Mesa Insurance Services, Inc.
If you have operated a business in the state of California for any period of time, you have very likely heard about or run across the acronym IIPP. Wherever you stand with your knowledge within the world of safety, injury, and illness, it is important for every organization to understand the mandatory parts of an IIPP. What is often overlooked is how developing an effective safety program can create positive change and truly impact your bottom line.
Authors Sam Clayton, ARM, CRIS, Vice President, Construction Group and Daniel Frazee, ARM, CRIS, Executive Vice President, Rancho Mesa Insurance Services, Inc.
Contractor’s Pollution Liability (CPL), once viewed as expensive and unnecessary, has now become an integral part of every trade and environmental contractor’s insurance program. The industry is seeing requirements for this coverage from a combination of building owners, developers and general contractors for projects of all sizes.
Author, Daniel Frazee, Executive Vice President, Rancho Mesa Insurance Services, Inc.
In a Census summarizing fatal occupational injuries from 2016, those originating from falls continued a steady upward trend that began in 2011 and increased another 6% in 2016. More specifically, falls increased more than 25% for roofers, painters, carpenters, tree trimmers & pruners. Since 2013, fall protection citations have been #1 or #2 on OSHA’s most cited violations. Now, more than ever, it is essential for employers with personnel who work at heights to provide comprehensive fall protection.
Author, Daniel Frazee, Vice President, Rancho Mesa Insurance Services, Inc.
Could your company have underlying Auto related exposures that you are not aware of? Let’s assume you have taken several precautions to properly manage the safety of your fleet. But has your management team contemplated potential losses arising from employees operating their own personal vehicles as they relate to your business?
Author, Daniel Frazee, ARM, CRIS, Executive Vice President, Rancho Mesa Insurance Services, Inc.
Establishing a safety committee within your company will enhance the effectiveness of your safety program by identifying hazards and appropriate controls, implementing specific measures, developing clear safe work practices and communicating clearly through all levels within your organization.
Daniel Frazee in the News
Author, Lauren Stumpf, Marketing & Media Communications Specialist, Rancho Mesa Insurance Services, Inc.
On the morning of Saturday, October 7, 2023, the Rancho Mesa team proudly joined Executive Vice President Daniel Frazee, and his family's team 'More for Les' at NTC Park at Liberty Station.
Rancho Mesa enjoyed hosting clients and Berkshire Hathaway Homestate Companies’ (BHHC) Executive Leadership Team in their suite for another fun night watching the SDSU Aztecs play against the SJSU Spartans.
Rancho Mesa’s Executive Vice President Daniel Frazee and Client Manager Kelsey McPherson joined clients Chris and Stephanie Cassady of Daart Engineering Company, Inc. at the CalCPA Inland Empire Chapter Golf Tournament on Monday, October 24, 2022.
Author, Alyssa Burley, Media Communications and Client Services Manager, Rancho Mesa Insurance Services, Inc.
On Friday, July 29th, 2022, Rancho Mesa’s President Dave Garcia, Executive Vice President Daniel Frazee, and Account Executive in the Landscape Group Greg Garcia were joined by President of Berkshire Hathaway Homestate Companies Rob Darby at the SDSU Football Golf Tournament at the Rancho Bernardo Inn.
Author, Alyssa Burley, Media Communications & Client Services Manager, Rancho Mesa Insurance Services, Inc.
Rancho Mesa’s Executive Vice President Daniel Frazee and ICW Group’s Senior Vice President of Workers’ Compensation Paul Zamora pose together with the coveted trophy signifying their win at last year’s golf retreat.
Rancho Mesa employees Daniel Frazee and Shane Medlin shared in a wonderful afternoon playing a new type of golf at The Links at Petco Park. Hosted by LISI Insurance’s Regional Sales Manager Tommy Gaffney, the foursome also included Stacy Moskowitz, Kaiser Permanente’s Senior Sales Executive.
Author, Lauren Stumpf, Media Communications Coordinator, Rancho Mesa Insurance Services, Inc.
The Independent Insurance Agents & Brokers (IIAB) of San Diego, also known as the Big “I", hosted A Day of Golf at Maderas in Poway, CA.
On October 8, 2020, players came out to support the IIAB San Diego and its contributions to the San Diego community.
Author, Daniel Frazee, Executive Vice President, Rancho Mesa Insurance Services, Inc.
Rancho Mesa Insurance Services was a proud supporter of Christian Youth Theater of San Diego’s recent production of Matilda The Musical. The show was performed across the final two weekends in February at the Joan B. Kroc Theater in San Diego.
Author, Daniel Frazee, Executive Vice President, Rancho Mesa Insurance Services, Inc.
For his tireless efforts supporting United Cerebral Palsy (UCP) of San Diego and their annual golf tournament, John Gentillon was recognized as their Tournament Chairman. John and his company, The Land Stewards, remain longtime supporters of UCP in his role managing the fundraising, planning, and coordination of this fantastic event.
Author, Lauren Stumpf, Media Communications Assistant, Rancho Mesa Insurance Services, Inc.
On Wednesday, April 25, 2019 Rancho Mesa Insurance Services Inc. attended Greater San Diego Insurance Day (I-Day) at the Town and Country Resort and Convention Center in San Diego, CA.
Author, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
Rancho Mesa Insurance Services, Inc. is pleased to highlight Industrial Commercial Systems (ICS) in the Client Spotlight.
Located in Vista, CA, ICS is a mechanical contractor specializing in design/build services. The company strives to be the premier mechanical contractor within their chosen markets with a special focus on their core values: Integrity, Accountability, Quality, Safety, Open Communication, Team Orientation, and Devotion.
Author, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
We’re taking you behind the scenes of some of our most recent media projects. Rancho Mesa’s Media Communications department has been working to produce quality, informative and relevant videos.
Author, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
On Wednesday, September 19, 2018, the Independent Insurance Agents and Brokers of San Diego (IIAB) hosted its annual Past Presdients luncheon at the San Diego Yacht Club.
Author, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
Insurance Company of the West (ICW) risk consultants gathered on Tuesday, August 14, 2018 for training and to hear Daniel Frazee, Executive Vice President at Rancho Mesa Insurance Services, Inc. speak about the importance of the broker/risk manager relationship.
Author, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
On March 5, 2018, members of the Francis Parker School maintenance department led by Mike Cain gathered for a training with Collin Dawson, a personal trainer Rancho Mesa Insurance Services, Inc. partnered with to develop the Mobility & Stretch Program.
Author Daniel Frazee, Execuitve Vice President, Rancho Mesa Insurance Services, Inc.
As a proud Corporate Sponsor, Rancho Mesa participated in the first annual Waldorf School of San Diego Climb-A-Thon at Torrey Pines State Beach on Saturday, March 25th.
Author Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
Rancho Mesa was pleased to help sponsor the Kiwanis Club of San Diego Drive Out Hunger Golf Classic on February 17, 2017, as it benefited the Jacobs & Cushman San Diego Food Bank's vital Military Initiative! Feeding the working poor and military personnel, that need assistance, is a primary goal of the San Diego Food Bank and a cause that Rancho Mesa is committed to supporting